We Respond Within Four Business Hours
No phone trees. No intake forms that vanish into a CRM. You'll hear from a human — usually Nadia or Angela — within half a day. Every conversation starts with listening: your banking situation, your timeline, your concerns. If we can help, we'll tell you exactly how, how long, and how much. If we can't, we'll tell you that too.
For urgent covenant situations, call directly — Derek Tsang typically leads breach response engagements.
14365 108 Avenue
Surrey, British Columbia V3T 5A1
Client meeting room available for in-person consultations. See our locations page for Alberta engagement details.
Monday–Friday, 8:30 AM – 5:00 PM Pacific
After you submit this form, here's the process: Angela Chen reviews your inquiry within four business hours. If your situation fits our service areas, she'll schedule a 15-minute scoping call with the right team member — no pitch deck, no pressure. From there, we scope the engagement, quote a fixed fee, and document everything in a letter of engagement before work begins.
Describe Your Banking Situation
Whether you're facing a covenant breach tonight or planning a facility renewal next quarter, the more context you provide below, the more useful our first conversation will be. We've helped 42 mid-market companies across 16 industries — chances are we've seen a situation like yours before.
From Inquiry to Insight in Three Steps
Every engagement follows the same transparent process. No surprises at any stage — just a clear path from conversation to documented results.
15-Minute Scoping Call
Within four business hours of your inquiry, Angela Chen will reach out to schedule a brief call with the team member best suited to your situation. We listen to your banking challenge, ask targeted questions about your current setup, and assess whether there's genuine value we can add. No pitch deck. No pressure. If we're not the right fit, we'll say so — and explain why.
Written Scope & Fixed Fee Proposal
If there's a fit, you receive a written letter of engagement within five business days. It defines the exact scope of work, specific deliverables, timeline, and a fixed fee — confirmed before a single hour of work begins. No hourly billing. No open-ended commitments. No scope creep. Standard terms are 50% at engagement start, 50% on deliverable completion.
Engagement & Knowledge Transfer
Work begins. Every deliverable passes through three rounds of review. Nadia Foxworth reviews all credit facility recommendations personally. Derek Tsang cross-checks all fee benchmarking analyses. You receive not just deliverables, but the knowledge to maintain improvements independently — plus 30 days of post-engagement support and access to our quarterly education workshops at no additional charge.
Alberta Clients: Same Team, Same Process
If your company is based in Calgary, Edmonton, Red Deer, Lethbridge, or anywhere else in Alberta, the engagement process is identical. Derek Tsang leads Alberta client relationships, traveling for on-site engagement periods (typically 2–5 day visits) combined with remote advisory throughout the engagement.
Travel costs are included in your fixed engagement fee — no surprise line items on invoices. We currently serve 8 Alberta companies across energy services, agriculture, logistics, construction, and professional services. The banking challenges are different from BC — energy-sector volatility shapes commercial credit decisions in ways that require Alberta-specific knowledge — but our rigour is the same.
Learn more about our regional coverage and service model, or call (778) 546-4467 to discuss an Alberta engagement directly.
Before You Reach Out — Explore Our Work
If you'd like to understand more about how we work before getting in touch, these pages will give you the full picture.
Our Services
Six core banking advisory services — from diagnostic audits to credit facility negotiation to treasury redesign. Each described with the outcome first, the process second.
Explore all services →Transparent Pricing
Fixed-fee engagement ranges for every service, standard inclusions, payment terms, and ROI context. We charge companies who tell other businesses their bank is overcharging — we'd better be transparent about our own fees.
View current fee ranges →Credit Facility Advisory
Deep dive into our borrower-first approach to credit negotiations — including two detailed case studies with $600,000+ in recovered facility value and a cross-default resolution with zero project delays.
Read the case studies →Free Resources
Articles, downloadable tools, covenant tracking templates, and our quarterly workshop schedule. No gating, no lead-capture forms — just useful content built from the same methodology we use in paid engagements.
Browse the resource library →Our Story & Team
Founded in 2020 by Nadia Foxworth. Six team members with 23 combined years of bank-side experience. $14.2M in documented client savings. 97% retention rate. Meet the people behind the numbers.
Meet the team →Banking Foundations
A condensed 4–6 week program for growth-stage companies ($2M–$15M revenue) that need scalable banking infrastructure — not a six-figure engagement designed for companies three times their size.
Learn about Foundations →Important Disclosures
Foxworth Consulting Ltd. is an independent financial consulting firm. We are not a licensed bank, credit union, deposit-taking institution, or mortgage broker. We do not accept deposits, originate loans, or hold client funds.
Foxworth Consulting Ltd. does not receive commissions, referral fees, or any form of compensation from financial institutions. All advisory fees are paid exclusively by clients.
Service fees vary by engagement scope — see our Pricing page for current engagement fee ranges and structures.
Foxworth Consulting Ltd. | BC Business Registration No. BC1287445 | Professional Liability Insurance Policy #PLI-2024-FWC-00892 through Sovereign Insurance
Registered Office: 14365 108 Avenue, Surrey, British Columbia V3T 5A1
Regulated under the British Columbia Business Practices and Consumer Protection Act. Members of the Institute of Management Consultants British Columbia.